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OBAMACARE DEBACLE - Update 1/20/2014

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  • OBAMACARE DEBACLE - Update 1/20/2014

    ObamaCare’s Attack on the Elderly

    FrontPage Magazine

    Arnold Ahlert
    1/20/2014

    Excerpt:

    In October of 2012, the Daily Mail exposed the highly disturbing realities of the Liverpool Pathway (LCP), the series of guidelines for treating terminally ill patients developed for Britain’s National Health Service (NHS). The most egregious of those realities concerned cash incentives paid to hospitals to ensure a certain percentage of hospital patients would be put on the regime. As healthcare expert Besty McCaughey reveals, a similar horror show is occurring on this side of the Atlantic, courtesy of ObamaCare. Beginning the the same time the LCP scandal was being exposed, the Obama administration began awarding hospitals bonus points for spending the least amount of money on elderly patients. Even worse, the idea was sold to the elderly as a good thing during the 2012 presidential election campaign.

    During that campaign, Obama promised seniors that $716 billion in Medicare cuts over the next decade, used to fund the $1.9 trillion in new healthcare spending that expanded Medicaid and created the healthcare exchanges, wouldn’t affect them. When Republican Presidential candidate Mitt Romney ran an ad attacking the cuts, Obama spokeswoman Lis Smith called it hypocritical. “The savings his ad attacks do not cut a single guaranteed Medicare benefit,” she declared.

    Much like everything else this administration contends, the devil is in the very deceiving details. While it’s technically true the cuts didn’t change the Medicare insurance benefits for those receiving them, $416 billion of that $716 billion in cuts were realized in “updates to fee-for-service payment rates.” That was a euphemism used to obscure the reality that hospitals, doctors, hospice care, home care, and Advantage plans paid to care for seniors would be getting reduced payments.

    Elderly Americans were supposed to believe those reduced payments would have no negative consequences whatsoever regarding the quality and/or availability of their healthcare.

    This is utter nonsense, and there is data to prove it. As McCaughey further notes, research sponsored by the National Institute on Aging and RAND examined over two million elderly patients treated at 208 California hospitals from 1999 to 2008. Published in 2011, the research revealed that elderly patients treated in lower-spending hospitals received less care and had lower survival rates than those treated at higher-spending hospitals.

    The numbers are stark. According to the data, 13,613 seniors with pneumonia, stroke, heart attacks and other common conditions who died at low-spending hospitals would have survived — and returned home — had they received treatment at higher-spending institutions. Those totals represent only the state of California, which contains about 10 percent of the Medicare population.

    Similar cuts in Medicare payments to hospitals made in 1997 produced similar results. Over the course of four years, $40 billion was cut out of the Medicare program. As a result, one-third of America’s hospitals went from being profitable to losing money. Seniors treated for heart attacks at hospitals absorbing the largest cuts had a 6-8 percent greater chance of dying than those treated at other hospitals. Despite claims by ObamaCare defenders that reduced payments to hospitals eliminates “fraud, waste, and abuse,” researchers concluded that hospitals actually reduced something else, namely nursing care, to cope with the shortfalls.

    In 2011 testimony given to Congress, Richard Foster, Chief Actuary of Medicare and Medicaid Services for the Obama administration, revealed that the cuts to hospitals engendered by ObamaCare, which amount to $247 billion over ten years, could force as many as 40 percent of them to operate at a loss, and that as many as 15 percent could stop accepting Medicare altogether, even though the program is their largest source of revenue.

    Foster also revealed something far more ominous. Because Medicare will eventually pay doctors less than they’re getting for the already low-paying Medicaid, and only about one-third of what they get paid for treating someone with private insurance, seniors will have even more trouble finding hospitals and doctors willing to treat them. As disquieting as that reality is, it will be exacerbated: ObamaCare bars doctors from providing their patients with necessary care for an extra fee. Many will simply fall through the cracks on the road to “better care for everyone,” even as individual seniors bear the painful — or deadly — brunt of this leftist utopian fantasy.
    - (bold, underline and color emphasis added)

    And such cuts will affect far more than critical care. Quality of life procedures, such as knee and hip replacements, angioplasty, bypass surgery and cataract operations will also be pared back. Thus, seniors who have grown accustomed to the active lifestyles made possible by medical advancements may have to lower their expectations.

    In 2009, President Obama admitted as much at a White House “town hall” meeting to promote the healthcare bill. A woman named Jane Sturm spoke about her nearly 105-year-old mother, initially denied a pacemaker five years earlier by one doctor, due to her age. Sturm explained that another doctor, who saw the elderly woman’s “joy of life,” gave her the procedure.

    She asked the president to address that reality. “Outside the medical criteria,” Sturm asked Obama, “is there a consideration that can be given for a certain spirit … and quality of life?” Obama responded by talking about the waste that exists in the system “that’s not making anybody’s mom better” including “loading up on additional tests or additional drugs that the evidence show is not going to improve care” before coming to the conclusion that “maybe you’re better off not having the surgery, but taking a painkiller.”

    Aside from the callousness of the president’s observation, it should be noted that loading up on additional tests or drugs is more familiarly known as practicing “defensive medicine,” a reality exacerbated by potential litigation. Because trial lawyers are some of the Democratic Party’s main campaign supporters, it is no accident that the massive healthcare bill enacted solely by that party didn’t contain a single word about tort reform.

    Furthermore, Obama is wrong. Currently Medicare pays hospitals an average of 91 cents on the dollar for the costs associated with caring for seniors. That’s a loss, not a profit. And peer-reviewed scientific research reveals that seniors who receive quality of life surgeries, such as a knee replacement to alleviate the pain associated with severe osteoarthritis, have a 50 percent higher chance of being alive five years after the operation than seniors who merely endure the condition. Thus in many cases seniors, are better off having the surgery.

    Unfortunately, much like the “tick box” treatment British seniors received until it was condemned as a “national disgrace,” individual care matters less than the “greater good” of containing costs. Thus, in addition to across-the-board cuts, hospitals will be forced to cope with an ObamaCare regulation called “Medicare spending per beneficiary.” Bonus points will be awarded to those institutions that spend the least on seniors, while those that don’t get demerits. Those spending calculations include up to 30 days of post-discharge treatments, such as physical therapy following surgery for a joint replacement.

    ..................................................

    View the complete article at:

    http://www.frontpagemag.com/2014/arn...n-the-elderly/
    Last edited by bsteadman; 01-20-2014, 02:08 PM.
    B. Steadman

  • #2
    Obamacare At ‘Significant’ Risk of ‘Death Spiral,’ Economist Warns

    CNSNews.com

    Barbara Hollingsworth
    1/17/2014

    Excerpt:

    (CNSNews.com) – Economist John Goodman, who warned last October that Obamacare could plunge into a “death spiral” if not enough young, healthy people signed up for coverage, says that danger is now “significant” following news that the Obama administration failed to hit its young adult enrollment target.

    “I think there is a significant problem here,” Goodman, president and CEO of the National Center for Policy Analysis (NCPA), told CNSNews.com. “I think the insurers are worried. I think the administration is worried.

    “Remember, everybody is facing the wrong price. And sick people are facing a price that’s well below the cost of their care. Young healthy people are being overcharged. And so they need lots of young healthy people to join so they can get the money to pay the bills for the sick people. And the younger people just aren’t buying it.

    “Part of the problem, I think, is that it’s been so difficult for people to sign up, and so the only ones who’ve persevered – sometimes trying a hundred times – are people who really have serious health problems.”

    A death spiral - the insurance pool equivalent of bankruptcy - occurs when too many older and sicker people sign up for insurance relative to the number of younger, healthier people, Goodman explained, forcing everybody’s premiums up. But as premiums rise, even less young people sign up for coverage.

    “That’s what we’re seeing so far,” Goodman told CNSNews.com. “Over half of all the people who enrolled are above the age of 45, and older people are more expensive [to insure]. We’re also seeing 20 percent of the people who are enrolling are going for the gold or platinum plans. Those people tend to be sick. They’re buying the more comprehensive plans because they plan to use a lot of health care.”

    According to figures released this week by the U.S. Department of Health and Human Services, only 24 percent of the 2.2 million people who have already signed up for Obamacare are between the ages of 18 and 34, just a little more than half of the 40 percent the administration admitted it needed to keep premiums affordable.

    When CNSNews.com asked Goodman how Americans would know if the system was crashing, he replied:

    “Well, there won’t be any neon signs that say ‘Death Spiral Underway,’ but what you’ll see is premiums keep rising, and if premiums keep rising, then fewer healthy people will buy in and we may get to a point where you need government subsidies to prop the whole thing up. By that I mean government subsidies to the insurance companies.”

    CNSNews.com asked Goodman whether he agreed with Washington Post columnist Ezra Klein, who argues that “the risk of a ‘death spiral’ is over.” He replied:

    “Well, no, and it turns out that 80 percent of all the people who signed up so far are getting subsidies. Well, they need lots of people who have higher incomes and who aren’t going to get subsidies. And if those people are unwilling to pay the high premiums that are being charged, then they’re in trouble. …Everybody is worried, and no one’s keeping the fact that they’re worried a secret,” Goodman added.

    Obamacare’s “perverse incentives” will just encourage more young people to “game the system and wait until they get sick before they enroll,” he said, while insurance companies “try to avoid the sick” to protect their bottom lines. But that will be increasingly hard to do as tens of thousands of government retirees are dumped into the exchanges.

    “Over the next three months, the federal government will end its risk pool and all the state governments will end theirs, and then all those people who are high-cost enrollees, they will go into the exchanges. And then there are cities and towns like Detroit, that have made promises of post-retirement care and they’re not funded, and so Detroit’s planning on sending all of its retirees to the exchange, and lots of other cities will do the same thing….”

    “And then the Obama administration’s apparently going to allow hospitals and AIDS clinics to enroll people on the spot,” Goodman told CNSNews.com. “So if a hospital had a patient who’s having heart surgery, for example, that hospital is going to be able to get him enrolled in a private plan in the exchange to shift the cost over to that insurer. Apparently the hospital can actually pay the premium for the individual.

    “You see, the premium is small compared to that hospital bill. So if we’re talking about a $50,000 hospital bill, they can afford to pay a $10,000 premium and come out ahead. So insurers are sort of quite vulnerable at the moment.”

    However, if Obamacare does go belly up, there will be no easy way to replace it, Goodman warned. “We have destroyed the individual market, and it’s going to be very, very hard to move from where we are now to a real market, where people face real prices, which is what I think we have to do,” he said.

    ........................................

    View the complete article at:

    http://www.cnsnews.com/news/article/...conomist-warns
    B. Steadman

    Comment


    • #3
      Hacking expert David Kennedy says he cracked HealthCare.gov in 4 minutes

      The Washington Times

      Jessica Chasmar
      1/19/2014

      Excerpt:

      The man who appeared before Congress last week to explain the security pitfalls of HealthCare.gov took to Fox News on Sunday to explain just how easy it was to penetrate the website.

      Hacking expert David Kennedy told Fox’s Chris Wallace that gaining access to 70,000 personal records of Obamacare enrollees via HealthCare.gov took about 4 minutes and required nothing more than a standard browser, the Daily Caller reported.

      “And 70,000 was just one of the numbers that I was able to go up to and I stopped after that,” he said. “You know, I’m sure it’s hundreds of thousands, if not more, and it was done within about a 4 minute timeframe. So, it’s just wide open.”

      “You can literally just open up your browser, go to this, and extract all this information without actually having to hack the website itself,” he said.

      Mr. Kennedy testified before Congress Thursday that HealthCare.gov was “100 percent” insecure, Washington Free Beaconreported.

      “What we learned was that they had rushed through what we call the software development life cycle where they actually build the application,” he said on Fox. “So when you do that, security doesn’t really get integrated into it. And what happened with the rocky launch in October is they slapped a bunch of servers in trying to fix the website just to keep it up and running so that people could actually go and use it. The problem is they still didn’t imbed any security into it.”

      ............................................

      View the complete article at:

      http://www.washingtontimes.com/news/...cracked-healt/
      B. Steadman

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